Required Travel Insurance For the US Student Visa J1

If you want to study in the US then you have a great deal of planning to do. First, you have to plan the trip to the US and then you have to make all the arrangements to be sure that there will be nothing but smooth sailing once you arrive. Your application for the US student visa J1 must be approved and then you must meet all the qualifications that go with it. One of these qualifications is that you have travel insurance.

Reasons To Get A US Student Visa J1

First off, what are the reasons for going through all this trouble? Why would anyone want to get a US student visa J1? The reasons are many.

One reason is the well known excellence of the American educational system. The most prestigious schools in the US only admit the best students from around the world. Anyone who attends these schools benefits from the education and the prestige.

Financial aid is another reason to choose a US education. Many universities help students afford their educations by offering grants, stipends, and loans. The monies offered may not only help to cover tuition but more common life expenses as well.

Finally, the job opportunities in the US are also a factor that draws students. Upon the completion of your education, they will probably be looking for employment. The US is rich with opportunities for educated individuals.

The Necessary Insurance Coverage For The US Student Visa J1

Now that you know all the reasons why someone would seek out this type of visa, you should know that there are specific guidelines on the type of travel insurance a student needs to go along with it. The travel insurance that a student chooses will have to meet or exceed the following criteria.

The travel insurance policy must have medical benefits of no less than $50,000 for each accident or illness. The repatriation of remains coverage is required to be at least $7,500. The medical evacuation coverage of the exchange student to their home country is required to be $10,000. Finally, the amount of the deductible must be limited to no more than $500 for each accident or illness. Of course, there is always the option of having more coverage, but these are the bare minimum travel insurance coverage requirements of the US student Visa J1.

That’s not all. Even the insurance company that you get your policy from has to live up to preset standards. It must have a sufficiently high ranking by one of the following. It has to have an AM Best ranking of A- or higher, a Standard and Poor’s Claims Paying Ability ranking of A- or higher, an Insurance Solvency International (ISI) ranking of A- or higher, or a Weiss Research ranking of B+ or above.

Insurance for a student visa J1 is rife with conditions. The end result of a quality education, however, is priceless. For all the benefits that you gain from going to school in the US, taking the time to get the right insurance policy is worth it.

List of the Most Popular Emerging Travel Destinations in Southeast Asia

Famous for its opulent temples, pristine beaches and rich cultures, Southeast Asia has long been one of the most popular travel destinations for the adventurous backpacker. From the bustling modern cities of Bangkok, Singapore and Kuala Lumpur to the sleepy oceanside villages of Ko Tao and northern Bali, Southeast Asia’s immense diversity has the power to lure and impress even the most experienced traveler.

Well-trodden paths ply between the most prominent cities and cultural sites of Southeast Asia’s big tourism hitters of Thailand, Malaysia, Singapore, Indonesia and Vietnam. But venture just beyond the headliners and you will encounter a Southeast Asia that is in many ways still waiting to be discovered. Emerging destinations in the more popular countries along with the less traversed Philippines, Cambodia, Laos and Myanmar offer travelers a fascinating glimpse of the region with the added bonus of much smaller crowds. With less Western visitors in these areas travelers will encounter a Southeast Asia that is worlds away from Khao San Road; an experience within which you can more easily connect to the endearing and friendly locals who make any journey to Southeast Asia so unforgettable.

5 Emerging Destinations in Southeast Asia

Without further ado here is a list of five of the most popular emerging destinations in Southeast Asia in no particular order. These places are by no means completely off-the-beaten path or off-the-radar but rather are becoming increasingly admired among the backpacker and independent travel crowd. Naturally, this does not claim to be an exhaustive list. Southeast Asia as a tourism destination is continually evolving and with more investment into tourist infrastructure pouring in this list could conceivably be re-titled five years from now minus the word “emerging”. Before making the decision to travel to any of these destinations, however, it is prudent to seek out up-to-date travel advice including required vaccinations, visa requirements and travel advisories.

Bagan, Myanmar

The temples of Siem Reap in Cambodia may have prestige and grandeur but perhaps no destination in Southeast Asia can compete with the sheer volume of spiritual dwellings in Bagan, Myanmar. With over 2,000 remaining temples gracing the area, Bagan continues to be one of the least known yet unmissable destinations in the region. Hidden southwest of the more recognizable Mandalay and considering the long journey from the former capital and largest city, Yangon, Bagan sees significantly fewer visitors than other temple complexes in Thailand or Cambodia, giving travelers an opportunity to revel in its beauty with relative calm. For one of the truly great experiences in Southeast Asia, perch yourself atop one of the ubiquitous empty temple-top terraces just before dusk to gaze upon the sunset reflecting brilliantly off of the temples’ golden spires.

Traveling to Bagan (and Myanmar), however, is definitely not for the faint-hearted or time-pressed traveler, which may explain why it has not yet caught up with its potential. To enter the country visas are required for and must usually be applied for in advance. Distances between cities are also quite large with road conditions that often leave something to be desired. Traveling to/from Bagan is no exception with daily long-distance buses plying the roads to/from Mandalay (8 hours) and Yangon (14-15 hours) while trains trudge the same routes albeit significantly slower. Air travel is an option but keep in mind that safety standards in Myanmar may not be as robust as in Western countries.

Luang Prabang, Laos

Between the Mekong and Nam Khan rivers lies the crown jewel of Laos, the majestic town of Luang Prabang. Few cities are as timeless as the UNESCO World Heritage site Luang Prabang with its reminiscent French colonial architecture, grandiose Buddhist temples and traditional Laotian wooden houses jammed neatly into its endearing old quarter. In the shadow of Phu Si and its hillside temples, buzzing markets, ornate spiritual sites and restaurants serving up local and international specials capture the attention of all those passing through. Possessing an elusive charm, Luang Prabang has quickly become a favorite destination for independent travelers on the Southeast Asia circuit and continues to move up the travel ranks as it lures back old friends and deftly seduces new ones.

Road improvements have made bus travel in Laos significantly more comfortable and getting to Luang Prabang considerably easier. Buses to/from the capital Vientiane (9 to 11 hours) and adrenaline-fueled Vang Vieng (7 hours) leave regularly while boats can be chartered for the amazing trip to Nong Khiaw (7 hours) along the Nam Ou.

Yogyakarta, Indonesia

Home to a burgeoning backpacker culture of sorts, Yogyakarta, Java’s geographic and cultural center, is rapidly evolving into one of the most popular travel destinations in Indonesia. Strategically located on the main line between Jakarta and Bali, Jogja, its moniker to locals and admiring travelers alike, has become an almost mandatory stopover for those trekking across Java. And with good reason. Jogja itself has a wealth of attractions including art galleries and museums showcasing Javanese culture and the famous kraton, a grandiloquent walled palace at the heart of the city, once home to the sultans. The traveler’s enclave centered around Jalan Sosrowijayan is a surprisingly lively introduction to Indonesian, particularly Javanese, culture and hospitality, where it is not unusual to see hip, friendly locals mingling seamlessly with tourists in the area’s streets, bars and restaurants.

Yogyakarta’s biggest tourist drawcard, however, is the iconic Borobudur, the world’s largest Buddhist temple, situated just 42km away. Constructed somewhere around 800 AD, the temples intricate panels and stupas are best seen under the gentle radiance of a sunrise when large tour groups have yet to arrive.

Transport to/from Jogja is fairly simple since the city is well connected to the rest of Java by buses, minibuses and trains. The journey to/from Jakarta is most comfortable and shortest by train (8 hours) while the long-haul to Denpasar in Bali (15 to 16 hours) via Mt. Bromo (9 to 10 hours) is most directly accomplished by bus/minibus.

Hoi An, Vietnam

Possessing a distinctive character that is all its own, the charming riverside town of Hoi An captivates visitors with its enticing blend of graceful architecture and a bucolic pace. At the heart of Hoi An sits the enduring Old Town, a veritable open-museum distinguished enough to be designated as a World Heritage Site by UNESCO. Partially because of this status, Hoi An is remarkably well-preserved and in walking the narrow alleyways it is not difficult to see why so many travelers are becoming increasingly enchanted by the town and its entrancing atmosphere.

Located on the main coastal highway between Hanoi and Ho Chi Minh city, although quite far from each, Hoi An has reliable bus connections to many cities in Vietnam. Buses to/from Hue (4 to 5 hours), Danang (about 1 hour) and Nha Trang (9 to 10 hours) are available. If you are short on time but still want to visit Hoi An, flying to/from Danang to HCMC or Hanoi is a possible option.

Pai, Thailand

Throw the spirit of Haight-Ashbury circa 1967 into a misty valley in the foothills of northern Thailand and something resembling Pai may just materialize. An increasingly popular backpacker hotspot, laid-back and uber-cool Pai is one of Thailand’s fastest growing tourist destinations. Unlike the other places on this list, Pai has seemingly little in the way of sights; but what Pai lacks in landmarks it more than makes up for in atmosphere and location. Once a mere stopover for those heading north of Chiang Mai, travelers now venture to Pai for its fantastic trekking, rafting, elephant riding and spa relaxation options.

Located in northern Thailand, Pai is accessible by bus from Chiang Mai (4 hours), the second most popular international gateway to the country, and Mae Hong Son (4 hours), a major hill-tribe trekking center.

Other Emerging Destinations

With so much to discover in Southeast Asia, choosing only five emerging destinations can hardly do justice to such a diverse and exceedingly engrossing region. Here are some other destinations to keep on radar that deserve an honorable mention:

  • Kalaw (Myanmar)
  • Palawan (Philippines)
  • Kinabalu National Park (Malaysia)
  • Ko Tao (Thailand)
  • Battambang (Cambodia)

Where to Find the Right MLM Travel Programs

Everyone loves to travel, even those that don’t have the finances still dream about vacations. Which makes MLM travel companies a very competitive market. However, if you can find the right one above all the others that is unique and trustworthy, you can make a mint in these types of companies.

So where exactly can you find MLM travel programs? Well, if all else fails, just Google it, but that would be too easy of an answer. Its not so much as finding them per say, but finding one that is going to make you profitable is probably more what your looking for overall.

Some of the industry is a bit confusing for people who want a new home based business with an MLM travel program. Mostly due in part to the interest in becoming a travel agent. Many believe you have to have a license to sell vacations, and its just not true.

There are programs that allow you to own your own MLM travel business website and just attract other people to it. They handle all the vacation itinerary. You just pay either a monthly fee to host the site, or a one time fee and thats it, receiving your own discounts on vacations purchased by yourself and family.

The only thing besides attracting others to your website is to bring people into the company. If you can do both of these things, you will make money in the MLM travel business. Start with MLM directories if your having a hard time finding one.

For example purposes, Your Travel Biz or better known as YTB has become pretty well known throughout the social networking communities and Google AdSense advertising links. It’s a MLM travel company that hits both sides of the spectrum, offering those that want to purchase an online travel agency ($450) and also just to be reps which is free.

Obviously, there is a lot more to YTB, but that is up to you to do the research and find out all you can about something your interested in. A few more that will be of interest to you include but are not limited too; Prestige Travel Systems ($125) and HomeTravelAgency (free). If you still feel you can’t get a grip on the MLM travel business you want, then hit the social networking communities.

It is important to note that any Travel Company or any company for that matter can go belly up. I was in a company a while back called Guardian International Travel. The owner of the company Swainson Hawke promised us the world. So I build a downline of 6,200 paying Charter Members within about 24 months. I got paid OK within the first 2 years, but eventually the company went belly up and stopped paying anyone. The problem with GIT though was that it is just a start-up company.

Especially hit business networking communities like DirectMatches, LinkedIn, and many others where people post their business information. Just do a search within the website and there are sure to be many that surface. There is nothing better than taking a vacation after a long working year. Hopefully, if this type of industry intrigues you, there is a possibility you can help others take theirs.